An established company has been offering benefits to their employees for 10 years. Every year their contact at the brokerage firm changes at open enrollment time and the new rep provides a spreadsheet with 60 options for plans. They end up renewing as-is because it is too overwhelming to compare so many options. Can they get more individualized attention? Can they save money while keeping their employees happy and covered? They want a broker who knows them, understands their needs, and will be there year after year.
A startup company has three employees right now, but anticipates growing to 10 employees within the next year. They need to offer competitive benefits for recruitment and retention. They have never offered benefits before and are unsure about their options. What will offering benefits cost the owner? How soon can a strategy be implemented? They don’t have an HR department and they need someone who can step in, narrow down choices, educate employees, work with the insurance companies to submit paperwork, and be there throughout the year for questions.