A startup company has three employees right now, but anticipates growing to 10 employees within the next year. They need to offer competitive benefits for recruitment and retention. They have never offered benefits before and are unsure about their options. What will offering benefits cost the owner? How soon can a strategy be implemented? They don’t have an HR department and they need someone who can step in, narrow down choices, educate employees, work with the insurance companies to submit paperwork, and be there throughout the year for questions.