Aimee, a sole proprietor working in the “gig economy,” needs to find health insurance for herself and her family, and to protect her business. What can she afford for her family? What if she hires an employee? Aimee wants to know about her options and plan accordingly.
Caroline is recently separated, has started the process of getting a divorce, and is now very concerned about the cost of health insurance. She has heard that COBRA is expensive. She has been on her partner’s employer plan for 20 years and has never had to get insurance on her own. Caroline works part time and is not eligible for coverage through her employer. Is there a plan Caroline can afford? How can she be prepared for when the divorce is final?
Frank is 62 and worked with his financial advisor to be able to retire before full retirement age. His wife is age 55 and his kids are in college. Frank wants to learn about health insurance options since he will not have retiree benefits; he is concerned he will have to keep working just to afford health insurance for his family. Can Frank really retire and be able to afford health insurance for his family?